#4 Quit the credit cards
Image Source: Consumerist Dot Com
Credit cards can be an incredibly effective trap. It’s so easy to rack up a few bucks here and there on the credit card until you realize you have hundreds or thousands of dollars in credit card debt, in addition to your student loans. Avoid the temptation and don’t use the credit cards unless you have a genuine emergency. If you don’t have the will power to refrain from using them, destroying them may be a good idea.
