2. Negotiate with your creditors
Whilst negotiating with anyone that you owe money to might seem scary, your creditors will actually help you more than hinder you. As this is a business game, with the aim of that game to make money, anything you can pay to your creditors is better than nothing at all. Speak to them about your circumstances and provide them with information as to what you feel is reasonable to pay back. This can go a long way in improving your credit rating, as opposed to hiding away and not paying anything. If you are having trouble, only pay what you can afford and always be open and honest with any company you owe money to, they will always try to help you the best they can.
